Schedule of Fees
No hidden fees. No surprises. Clear, competitive rates designed to scale with your business. All cards and wallets denominated in EUR.
Card Fees
Card Issue Fee
€0.40Card Replacement Fee
FREECard Closure Fee
FREECard Monthly Fee
€0.40Transactions
Domestic Transaction Fee
FREEInternational Transaction Fee
FREEFree when transaction currency matches card currency. Standard FX fees apply otherwise.
Foreign Exchange (FX) Fee
2%Auth & Security
3DS Authorisation Fee
FREEPayment Authorisation Fee
FREEDeclined Transaction Fee
FREE€0.15/txn applies when monthly decline rate exceeds 3%.
Chargeback Fee
€10.00Wallet & Balance
Wallet Top-Up Fee
From 2%Depends on top-up method. See table below.
Internal Transfer Fee
FREEWallet Maintenance Fee
FREEInactivity Fee
FREEService & Support
Manual Processing Fee
FREETop-Up Methods
MethodFeeMin
USDT TRC20 / ERC203%$50
SEPA Transfer2%€500
SWIFT Transfer2% + $25$1,000
ACH Transfer2%$500
Capitalist4.5%$50
AdvCash2.5%$50
Decline Rate Policy
Tiered fees apply when declined transactions exceed 3% of monthly volume.
rate = (declined ÷ total) × 100
Monthly Decline RateFee / Declined Txn
0 – 3%FREE
3 – 5%€0.15
5 – 7%€0.20
7 – 10%€0.30
10 – 15%€0.40
> 15%€0.50
High decline rates impact program reputation and processing performance.
Rates effective March 2026. Subject to change with notice.
All prices exclude applicable VAT where required.