The Spending Universeis Vast.We BringStructure.
Cloud-native virtual card platform for teams, media buying, and expense management.
ONE PLATFORM
One platform.
Every spending
scenario.
From single campaigns to multi-team
operations running at scale.
MEDIA BUYING
Cards live
before the
campaign starts.
Spin up dedicated cards per traffic source, geo, or network in seconds. No banking delays. No shared card exposure between campaigns.
AFFILIATE
Track every offer. Isolate every
spend.
Issue a dedicated card per affiliate source or network. Spending stays isolated, trackable, and cancellable in one action. No cross-contamination between offers.
TEAM OPERATIONS
Roles, limits,
and budgets —
without the
spreadsheet.
Every team operates with its own wallet, spending rules, and permission levels. Finance stays in control without slowing operations down.
Trusted on major platforms
Spend infrastructure
for the way modern
teams actually work.
See the productVirtual Cards.
Deployed
in Seconds.
Bypass banking delays entirely. Generate virtual cards in seconds — scoped to a specific team, vendor, campaign, or one-time purchase. Full spend control from the moment of issuance.
Payment-native.
Out of the box.
Apple Pay & Google Pay
Issued cards provision into digital wallets instantly — no plastic, no delays.
Custom BIN on Request
You can request a custom BIN for branded, network-level card identity.
Anonymous Cards
Issue anonymous cards for enhanced privacy and security.
Wallets.
Smarter.
Create dedicated wallets for every purpose — marketing, teams, projects, or subscriptions.
Each wallet comes with its own budget and role-based access.
Everything you need.
A modular financial operating system designed for granular control. From role-based access to real-time analytics.
Granular Permissions.
Down to the Pixel.
Define exactly who sees what. Use our engineered system presets for rapid onboarding, or build fully custom permission sets that align with your unique compliance structures.
Autonomous Teams.
Unified Control.
Working with a team? Create individual wallets for each employee with specific permission settings. Each user gets their own login, balance, and set of cards — fully isolated and secure.
Smart Labeling.
Instant Recognition.
Organize chaos. Tag wallets and color-code cards for instant visual recognition across your entire organization.
Custom Wallets
Create custom labels for every wallet. Nomenclature that fits your business.
Visual Color Coding
Assign distinct colors to cards for rapid identification at a glance.
Advanced Analytics.
Actionable Insights.
Turn spending into strategy. Real-time charts, breakdowns, and granular filters to keep your budget on track.
Spending Breakdown
Visualize expenses by category, merchant, or team member.
Advanced Filters
Sift through data with precision. Filter by date, team, user, or specific wallet.
Full Audit Trail.
Nothing Goes Unnoticed.
Every action across your organization is captured in an immutable, searchable log. Know exactly who did what, when they did it, and from where — with millisecond precision.
Timestamped Events
Every action is logged with exact date, time, and timezone for full traceability.
User Attribution
See which team member performed each action — from card creation to fund transfers.
Action Categories
Filter by action type: approvals, transfers, role changes, limit updates, and more.
Search & Export
Instantly search across millions of log entries and export reports for compliance reviews.
Reliability & Security.
Modern infrastructure designed for performance and safety. We integrate standard security protocols to ensure your data and funds remain protected.
Automated Compliance
Integrated KYC/KYB flows to streamline onboarding.
Data Protection
Industry-standard AES-256 encryption for sensitive information.
High Availability
Redundant systems with 99.99% uptime SLA.
Crypto Top-up
Seamlessly fund corporate wallets using major cryptocurrencies.
Build your financial ecosystem.
A single API call triggers authorization, compliance checks, and instant card provisioning — all handled server-side.
Transparent Pricing.
Exceptional Value, No Hidden Fees
One of the most competitive pricing models on the market — powerful card management tools, real-time controls, and enterprise features. Designed to scale.
Top-Up Fee
Card Monthly Fee
FX Exchange
Everything included
Ready to launch?
Join leading teams who trust Flowcard to power their financial operations.